Create Basement for Multi Functional Purpose

Space can be maximized by creating a multi functional basement in a single family home or small home. The members of the family can spread out and they have a chance to do different activities at home.

Suppose, you can convert the open basement space into different areas like children' play space, games table, a television area, a bar, office, etc. You can do many things in a separate room which is a part of the multi functional basement. Generally, many basements are constructed to have at least one bedroom and bathroom in a home. One can use this as a guest room or playroom. One can use this basement room as home office and crafts room.

It is easy to create a television area in the open basement layout. You can make a comfortable seating arrangement and arrange a coffee table with storage space and audio visual equipment and other things. You can use a shelving unit to divide the room into two parts to hold DVD and game accessories and other equipments. But, you should not block natural light in the room.

You can place pool table, ping pong table, card table, or other game equipment in the basement room as a part of the multi functional basement. But, you need to have enough space around the tables for people to sit or stand comfortably. That space should be enough to players to use pool cues and table tennis peddles etc. There should be good lighting. You can use such space as computer area, bar if you do not want to use it as bed room, sports room or others.

Like this basement space can be used for many purposes for many functions. By this you can get extra space.

Causes of Engine Overheating

Engine gets overheated while you are on trip especially in summer season. You may get into trouble with overheating of the engine. If the engine gets hot means that there is a problem. There are many common reasons of the overheating of the engine, such as:

• The main reason of the overheating is reducing the ability of the cooling system to absorb, transport and disappear the heat. A defective thermostat, poor air flow, a collapsed lower radiator hose, defective radiator cap can cause a low coolant level, a coolant leak, poor heat conductivity inside the engine.
• If there is any leak in the cooling system of the vehicle then it may lead to overheating. There will not be enough coolant to keep the engine cool if the vehicle loose the coolant. You can find out easily by seeing the pool coolant on the floor. You can check the leaks in the most common places like around hoses and around the welds of the radiator.
• Faulty water pump can cause the overheating. This water pump is important part in the cooling system, coolant can be circulated by this through the engine.
• A bad cooling fan can cause overheating of the engine. Generally, all the time mechanical fan runs, it has clutch, if engine gets hot then the fan will run faster. If there is any leakage from fan clutch, then it is the sign of a problem.

These are the common reasons of the vehicle overheating. But, a great damage of vehicle can be caused by overheating of the engine. You can meet the mechanic if you face any problem with the vehicle. 

Results of World Badminton Championship 2010

Players from different countries will be taking part in the World Badminton Championship. The world badminton championship is considered as the most prestigious tournament of badminton.

Different types of events are conducted every year in this championship. Events such as the men's singles, women's singles, men's and women's doubles and mixed doubles. This tournament started in 1977 and from 2003 except during the Olympic years, world championship is not played.

The recent world badminton Championship 2010 sport was held in Paris. Pierre de Couberin Stadium of Paris is the stadium for this auspicious event and the capacity of the stadium was 4,500. And, the federation Francaise De Badminton is the host for this championship. About 400 players of five continents will be competing in this tournament.

During the recent years, China plays a significant role in getting the popularity for the badminton champions. This championship became a memorable event for China. It was held during August 23 to August 29 in the year 2010.

Coming to the winners of 2010 BWF championship, men's single title was won by the Chinese player named Chen Jin and in the event of women's single was won by Wang Lin, men's doubles Cai Yun and Fu Haifeng; in Women's doubles Du Jing and Yu Yang; mixed doubles Zheng Bo and Ma Jin.

The winners of the men's doubles World Badminton Championships are also considered as the successful players because they have won three gold medals. Some of the successful nations which participated and won gold medals are China, Indonesia, Denmark , Korea, England, Sweden, Japan and United States.

Install the Drop Ceiling for Your Home

Drop ceiling also called as suspended ceiling. These type of ceiling can be seen in most of the office complexes. Different types of ceiling panels are available, you can choose any one from them. These type of ceiling can be good for first floor ceilings.

You can try to install the drop ceiling to change the look of your room. You will have a lower height ceiling, so it adds more beauty. There are some benefits of drop ceiling, such as:

They are less expensive ones. You can install these drop ceilings with low cost.

Drop ceiling is very easy to install, if you compare dry wall ceilings. In one day, installation process of the drop ceiling can be done.

Your basement can be made more pleasant means sound control can be done by drop ceiling.

If there are pipes, wiring, or other unsightly construction items which are hanged from the ceiling, then you can cover them by using drop ceiling. This is the perfect solution to cover them. Though they are covered, you can access to them and you can get it repaired also.

Certain types of the drop ceiling are water resistant. So, you choose them as a best choice for basement areas and other ceilings.

You can install drop ceilings in two different types of grids such as, a 2 X 2 grid and a 2 X 4 grid.

You will decide the grid pattern, after deciding the type of grid. You can design the pattern on the paper after deciding the grid pattern, then you will get an idea about how many supplies are needed to be purchased.

Know About Different Types of Green Cars

The cars which use alternative energy sources for reducing the pollution is generally termed as Green car.

Here, alternative energy sources are used for the complete fuel or in some cases it is used as a partial fuel for running the vehicles. One can define the alternative energy as the fuel which does not use the gasoline products for powering the engines. Some of the alternative sources which are used in green cars are the electricity, alcohol, hydrogen, liquids made from coal and natural gas and also bio-diesel. The emission of green house effect gases will be reduced using the alternative fuels. Hence, the global warming and the ozone depletion will get reduced.

Let us see some of the types of green cars:

• Hybrid car: Here along the electric engines, a gas motor is also used for powering the vehicle to run. The electric motors will recharge on their own while their are running. The hybrid cars are similar in the features with the traditional car. Compared to the traditional cars the pollution will be less.
• Electric Car: Here, the motor used will be the electric motor. The electricity which comes from the batteries will be used for running the vehicle. As electricity is used there is no chance of pollution. These are cheaper because no moving parts are used for the electric cars.
• Bio-diesel Car: Here bio-diesel which is made from the vegetables or animal fats will be used instead of gasoline. These emissions are also less.
• Hydrogen Fuel Car: Hydrogen gas releases less emissions. This hydrogen is produced in abundant quantities. The chemical energy which is present in Hydrogen will be converted into mechanical energy for running the motor.
• Fuel cell Cars: 70-80% of the green house emissions are reduced using this fuel cell cars. Here in these types of cars, the chemical energy present in hydrogen and the oxygen are converted by the battery into electricity energies and this electricity is used for running the vehicle.

Thus the above cars will reduce the pollution and also help in providing an environment which is friendly.

Modular Floor Plan Options

A standard line of floor plans are offered by modular home manufacturers to their modular retailers. You need to meet modular home retailers to make desired changes to standard manufacturers floor plan to modify a modular home.

You have to find out a licensed builder to build your dream home. Different options can be provided by them, these options make your home unique in every way. These home modifications can be from major floor plan changes to simple home changes. Now modular home owners can change their modular home's design and appearance like any traditional home.

There are some examples for major floor plan modifications, you can select from them to change your standard floor plan in your dream home, such as:

• Full or partial basement.
• Covered porch.
• Extra bed rooms.
• Decks
• Kitchen layout
• Fire place
• Handicap access
• Attached garage.

There are various modular home convenient improvements to change your standard home into Dream home, such as:

• Exterior stone or brick
• Customized cabinets
• Planned lighting and electrical
• Appliance upgrades
• Door upgrades
• Bathroom selections.

There are several options available to create your original modular home. You can add some changes to your home according to taste like renovation of front door or a change in lighting to something major like adding second floor, or basement.

There is one way to add elegance and charm to you home is stone work. You can add ceramic tile and hard wood floors to get comfort and value to your home. You can go for granite or tile to get luxurious finish.

Every change your home should be according to your wish and will. Add your taste to your dream home or finished home. There are many modifications available to your modular home.

Automation Helps Humans Reduce Repetitive Tasks

Automation is usage of technology for performing a task. Repetitive tasks which are done manually have many errors. We can overcome this by automation. Automation helps humans stay away from repetitive tasks. It offers high level of efficiency. Organizations can achieve greater levels of productivity by helping employees reduce repetitive work through automation. Automation of repetitive tasks saves time and labor. It also increases accuracy of repetitive tasks. Automation is used to create shortcuts, prepare templates and preplanned programs etc.

Repetitive engineering tasks can be done quickly by design automation. Automation mainly reduces the complexity of an environment. It reduces repetitive tasks to a single keystroke or mouse click. It helps in reducing operational costs. It also reduces the level of expertise required for the repetitive daily tasks. An organization can free its staff from repetitive tasks by giving them work that challenges their ability and increases job satisfaction. Many complex repetitive tasks can be handled easily with automation.

Know About Tasks of Nanny

A nanny is a person appointed by parents to look after their children. She is responsible for taking care of children and encourages children to participate in extra-curricular activities and makes sure that they succeed at their other activities also. Tasks of Nanny depends on children and their parents and nannies.

House work: House work includes many things, it can be taking care of children doing works of laundry and dishes. Generally, these works related are to children. In this if she prepares meals to kid then she is also asked to wash those dishes. And also she may asked to wash children' cloths as well and taking dog for a walk.

Preparing meals: Nannies may be asked to prepare meal, but it is not an easy thing. She has to prepare different types meals, every child does not eat same thing. There are many things involved in preparing meals for children like allergies, eating habits, age, behavior issues.

Doing children activities: It is important to keep children active. Generally, parents give an idea about different kinds of activities for children, but sometimes she has to introduce new games herself. She should introduce some things which bring more enjoyment to the child.

There are some general tasks for nannies, such as:

• She should provide childcare according to agreement with employed parents
• She should support social, emotional, creative, and intellectual development of the children.
• Keeping child in safe environment and providing balanced meals and snacks to children.
• She should maintain good communication with parents, and she should inform parents about their development and behavior.
• She should maintain neatness and she should give sleep guidance and other things.

Generally these are tasks of nannies, but these depend on children and parents and nannies and their requirements.

Do You Know Marijuana Causes Schizophrenia

Schizophrenia is a group of severe mental disorders. A new study reveals that using marijuana causes Schizophrenia like symptoms ranging from suspiciousness and delusions that damage memory and attention. Marijuana worsens user's psychiatric symptoms with in few hours and it causes unusual thought patterns and behaviors.

Though, the user may feel better after using Marijuana but in the long run it is not good for psychotic symptoms. If any one uses marijuana in long period of time then there is a risk of developing schizophrenia.

Few symptoms of schizophrenia last to half and hour to one hour approximately, such as, suspicious, unusual thoughts, paranoia, disorder in thoughts, blunted affect, reduced spontaneity, reduction in interaction with the interviewer, problems with memory and attention. Levels of stress hormone cortisol is increased by THC.

If any teenager starts the Marijuana smoking before age of 15 , then 4 times of higher risk of developing a psychotic disorder by age of 26 is high. In fact, brain is in still developmental stage in teenage years, up to age of 20 years. It is the stage of a massive process of neural pruning. Using any drug substance affects this process and then results in long term psychological effects. It causes anxiety and depression and reduction in memory power and reduction in ability of immune system.

There are many adverse effects of marijuana and one of them is schizophrenia, because of this user has to face many psychological problems. So, you should be far away from Marijuana or other drug abuse, and you should suggest to your friends to not to use drugs.

Financial Consequences of Drug-Addiction

As per National Institute on Drug Abuse, in United states more than half of the cost of substance abuse is given by the general public. Cost of substance abuse is tend to be passed by substance abusers themselves on to family members, law enforcement efforts, government agencies, social welfare administrators, health care institutions and the victims of their crimes.

Addiction is expensive, the true cost of addiction is not realized because, addiction is a slow tricky drain in friendship, finances, careers and finally life itself.

Money spent: The cost of purchasing alcohol, drugs or even cigarettes may increase cost, and addict cannot save money because he or she has to buy more and more drugs, and the cost of drugs cannot be estimated, as it is impossible to get reliable statistics regarding illicit drugs.

Loss of productivity: This addiction may not stop at high cost, but may reduce chances of promotion, increased absenteeism in work, increase in the risk of unemployment.

Illness: Higher medical bill is caused by drug and alcohol addiction. There is risk of illness because of drug addiction and not only that it may cause long term loss of capacity of earning because of illness, disability and increase in the medical expenditure.

General money problems: The common problems are higher interest rates, bad credit score, late bills. Money will be reduced and debt is increased because buying drugs. It will hurt the users and as well as their family.

Loss of earned income: Addicts may lose jobs and they can not earn money and as well as can not save money. They may lose retirement and social security benefits.

Why Drug Testing?

Drug Addiction is a serious issue. It spoils both the personal and professional life of the abused. In order to save the person from both the cases Drug testing is done. Drug testing requires a lot of investment but the return will be much higher than the investment. The productivity rate increases as there are no drug users in the organization. So, drug testing is done in each and every organization.

• Drug testing at schools: The drug testing is being done in the schools to make the environment drug free. It is a measure to be taken by students and teachers to make their school drug free and also to discourage the use of drugs. The main aim in school drug testing is not to catch the student drug users but to prevent the drug users.
• Drug testing at work places: Drug testing is primarily used for accident prevention and also to increase the productivity at work place.
• Drug testing at homes: Parents are concerned much about the children health. So, they want to test their children and prevent them in using.

Not only schools, colleges, homes each and every where the drug testing is done for preventing the losses.

Impact of Automation In Aerospace

Engineering analysis and design analysis are being automated in process industry in order to reduce costs and speed up design. Integrated Service management is an advanced approach of IT service management, which offers tools and processes that are used for driving with the present advanced automation techniques. This integrated service management uses the automated techniques and delivers the services effectively and efficiently which are useful for Aerospace and defense companies. Thus the automation techniques highly controls the aerospace and defense companies by

• Improved response with better business visibility.
• Building greater flexibility in business operations through higher levels of automation.
• Reducing the operational cost, risk and even the complexity by combining business and IT services across any organization.
• Improving a service-centric foundation for delivering higher –quality services to improved customer satisfaction.

The main advantages using automation in aerospace are

• Automaton is used to meet the standard cost targets and required time constants for defense.
• To solve difficult problems in the aircraft
• High flexibility
• Manage risk and complicated operations (pilot operations for starting and stopping the aero planes)

By using automation techniques in aerospace - disasters can be reduced and even the work of the pilot will be made simple. And there is flexibility in doing or performing those operations.

All About Alcohol Breathalyzer

Breathalyzer is the combination of two words breath and the analyzer. It is generally used for testing the alcohol content in the blood of any person which is known as BAC (Blood alcohol content).It generally indicates the alcohol content in the lungs. The alcohol content in the lungs denotes the alcohol content in the blood.

Breathalyzer gives the exact amount of alcohol content in the body. Even the urine test is also impractical except in the case of BAC.

If a person consumes alcohol it is being absorbed by the mouth, throat, stomach and by the blood stream. Alcohol is not digested in the blood it passes into the lungs and some of the alcohol moves through the membranes of lung called as alveoli and there it evaporates into alveolar air and when that air is exhaled out it is measured through breathalyzer.

Generally it is used for checking in case of driving. If the accident occurs then the police will initially checkout the driver for alcohol consumption. This is done using the breathalyzer equipment. If the concentration of alcohol in blood is detected then he will be jailed. So, these breathalyzers are used in some cases in order to avoid the accidents.

Basics Of Personal Property Insurance

Insured is covered by property insurance from loss or damage to the buildings and contents of buildings. Insured purchase the coverage on a affiliated risk and fire basis or on all risk basis. Optional coverage is included by policies for jewelry and fine arts, etc. Scheduled personal belongings, personal accident insurance for domestic helpers, loss of rent is included by other optional coverage.

Personal property insurance is one of the several types of coverage granted within home owner’s insurance policy. Insured is paid for the items which are been in the home by personal property insurance. Items like furniture, house hold appliances like washing machines, refrigerators, etc.

Home insurance policies covers personal property and many people have this insurance. If insured file a claim, then this coverage works, coverage not be extreme on the list of the they want to think about after an earthquake, fire, spoiled possessions, flood has damaged.

Types of Liability Insurance

Liability insurance is the segment of the general insurance system. In this insured is protected from the risks of liabilities, which are laid down by lawsuits and similar claims. Insurance services launch liability insurance to provide protection to insured from third party claims. Third party claims can be payments are not made to the insured.

Types of liability insurance:
Insurance companies are offering different types of liability insurance coverage. Selecting suitable insurance according to needs is important.

The 1st one employer’s liability coverage, employee is given protection on work. Liability insurance is enforced by law to get the proper coverage to employee.

The 2nd one is public liability coverage; any damage of public property is covered by this liability insurance. Getting proper coverage is important and it is based on type’s coverage, which you required under the public liability coverage.

The 3rd one is product liability coverage. Manufacturers are given protection by product liability in the form of coverage. Any injury or damage is covered by product liability due to products.

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Public liability insurance

Importance Of Warehouse Automation

The importance of warehouse automation in the intensely competitive platform of current marketplace can be hardly overemphasized. Recognizing exactly the location where products are stored and the speedy method to transport them from those locations, in real time, will provide several advantages when orders are picked and transported. Automated warehouse systems offer more amount of time and cost savings. Warehouse automation integrated with RFID technology further improves efficiency and offers extra cost savings.

Most of the old warehouses are not able to operate quickly to provide products in an appropriate manner. This can be observed in both manual and traditional computerized systems. In most of the warehouse locations, data is hand recorded into the computer system, whereas warehouse workers work by picking orders and keeping stock away. The data created by the employees can be practically become obsolete by the time it is entered as input. This is because situations can alter quickly on the warehouse floor. When it occurs, it may become complex to answer customer requests if nobody knows when a shipment reached or when a batch was transported.

In an automated warehouse, all products are scanned (either by using barcodes or by radio frequency identification) as they advance in, out or around the warehouse. That data is loaded immediately to the computer system, which is then able to offer real-time information regarding where all things is located and how much of it is present. The inventory is automatically restored as the products are transported, without the requirement of any manual counting or data entry. In some situations, customers can directly log onto a warehouse web site and observe where their order is present in the system.

Report generation abilities are extremely improved apart from other benefits which automated warehouse systems offer. Inventory reports and elaborated invoicing can be produced directly from the computer system and do not have to be created separately. Moreover, the accuracy of reporting is significantly increased as it is supported by the latest, most updated, information.

Some companies have found that implementing automated warehouse systems has saved them significant amounts of operating capital and also provided a better rapid return on investment.

What Is Anxiety Depression

Anxiety depression disorder or bipolar disorder is a complex condition to face with it. Not only does it affect your ability to think clearly and use careful judgment, but it also affect your emotional well-being. Normal habits, like eating and sleeping are also adversely affected. The symptoms for anxiety depression disorder vary from individual to individual, but usually include feelings of frustrations and agitation. Most people complain of feeling restless, and mindless, and pacing is a common symptom as is the overwhelming feeling of being ‘keyed up’. The source of bipolar disorder is unknown but researchers say that most people tend to bottle up anxiety within them. These disorganized and racing thoughts build up and explode like a volcanic eruption. Stress is generally the main trigger for depressive episodes in people suffering from anxiety depression disorder. Stress generally leads to anxiety, which in turn can lead to severe depression – two of the main symptoms of someone suffering from bipolar disorder.

The treatment for anxiety and depression disorder varies from individual to individual due to the levels of severity and underlying causes. Treatment entirely depends on prior diagnosis and evaluation and includes a combination of medication, group therapy or psychotherapy. Some common methods of treatment for anxiety and depression disorder are Medications, Psychotherapy and Lifestyle changes. Antidepressants are generally described, which are used to soothe the neuro transmitters in the brain so that anxiety and depression to an extent are relieved. Be it the creative or verbal type, psychotherapy is based on many therapeutic systems like psychodynamic psychotherapy, humanistic, systemic, integrated, cognitive behavioral, existential and strategic psychotherapies or it could be a combination of these systems. When treating anxiety and depression disorders, lifestyle changes are also required. From fitness and exercise regimes to dietary restrictions to improving your social life, the treatments can vary. Whatever may be the method of attacking anxiety depression, ultimately it is up to the patient suffering from this disorder – whether or not he wants to rid himself of the condition and how open he is to treatment.

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Keys To Successful Meetings

It doesn't take an article in a famous business school magazine to tell us we attend a lot of meetings. Even though we find most meetings marginally productive, take longer than necessary, and some a waste of time, we still attend them. In fact we need meetings for social interactions, for an outlet and validation of our ideas, and because we expect something important, or at least useful, will be presented. Beyond the need, what makes for a satisfying meeting? What do you like about those meetings in which you walk away feeling energized, feeling it was worth the time investment? Was it because the meeting was well organized? Was it that the material was of specific interest to you? Was it that the meeting atmosphere and exchanges were positive and engaging? No doubt, all the above ideas contributed for the success of meeting.

There are three keys to meeting success, process satisfaction, content satisfaction, and psychic satisfaction. When participants believe a meeting will be well run and a process to manage the meeting will be used, there is a positive expectation for the meeting. Without process satisfaction, it is a tough task to gain content satisfaction. No matter the value of the content, if the meeting is not under control, a focus on content is difficult, or not at all. Content satisfaction begins with a useful agenda. The agenda is a roadmap that sets the stage for success in dealing with the contents of a meeting. Without a roadmap, then all paths will arise when the meeting starts, leading to a chaotic, not satisfying, experience.

The first two satisfactions address our left-brain need for order. Psychic satisfaction is clearly a right brain component. With this satisfaction we walk away feeling good about the meeting. If it is missing, we do not feel good about the meeting, even if there is Content satisfaction.

Effects, Myths and Facts Of Prescription Drugs On Teens

Prescription drug abuse is increasing yearly. The present level of abuse of particular prescription drugs bothers NIDA scientists. In 2004, about 15 million Americans of age12 and above which is 6.1 percent of the population used prescription drug for nonmedical purposes, as per the study conducted by the federal government’s Substance Abuse and Mental Health Services Administration. The prescription drugs which are mostly abused by teens are painkillers, antianxiety medications (benzodiazepines), stimulants, and steroids that are very powerful drugs and pose real health risks.

As per the study conducted by NIDA 2004, 9.3 percent of high school seniors accepted they had abused the painkiller Vicodin, which is an alarming number. Also distracting news is that 7.3 percent of 12th graders had abused benzodiazepines relatively once, 5.1 percent had abused Ritalin, and 5 percent accepted they had abused the powerful pain killer OxyContin. Moreover, teens in some communities are involved in dangerous trading affairs and picks up whatever medications they can find like old prescriptions of their own, pills from their families’ medicine cabinet and exchange them.

Generally teens have many myths regarding prescription drugs. Few of them along with facts are:
Myth: Prescription drugs are prescribed by a doctor and a pharmacy, so they are safe.
Fact: If prescription medications are not taken effectively, sensibly and carefully as how the doctor recommended, prescription medicines may land a person in the emergency room or the mortuary.

Myth: It is fine to use a prescription from the medicine cabinet which was prescribed for other person in my family.
Fact: As the medication has been prescribed, it will not indicate that it is correct and safe for all persons. Most of the prescribed medicines are suitable based on patient’s medical history, weight, allergies, etc. So, others' prescription medicines should never be used. It is not safe and considered as illegal.

Apartment Rental Search Tips

If you are moving from your city to other or across the nation, apartment rental services are required for any renter. Despite the number of Chicago apartments, finding a right apartment to fit your financial status and taste can be quite challenge. Considering the following tips that would help you if you were preparing to move. Many sources like classifieds, newspaper ads, websites, friends, relatives, colleagues, and like can give you references of various apartments. No two people are similar, just like not all apartments are constructed similarly. Sort out what kind of rental apartment you want, such as corporate or short-term apartment leases. Even if you’re planning on renting for some time, find some services like home financing information, as well as home & garden resources and moving advice that provide. Of course, if you are looking for affordable apartment rentals, you should keep your budget in mind as you begin your search. However, by restricting your search parameters, you may not find what you’re looking for. A great piece of advice is to go a little above and below the price range you have in mind, as some complexes offer move-in specials or cash back bonuses for renting with their particular company.

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Types Of Operating System Software

Operating system is a program that runs on the computer and it is a software component of computer system. The major tasks of operating system are recognizing input from keyboard, sending output to the display screen, keeping track of files and directories, and controlling of devices. The purpose of operating system is to organize and control hardware and software.

The types of operating systems are:
Generally the operating systems are five types based on the computers they control and the sort of applications they support.

1. Real-Time operating system (RTOS): RTOS is a multi tasking operating system. This type of operating system has very little user-interface capability and no end user utilities. It gives quick and predictable response to events. The real-time operating systems have an event-driven and time-sharing design. Event-driven works depends upon priorities of tasks and time-sharing design works depends upon clock interrupts. The purpose of RTOS is managing the resources of computer.

2. Multi-user and single-user operating systems: The multi-user operating system allows two or more users to run program at the same time. Time-sharing system is one of the multi-user operating system. The single-user operating system allows only single user to run program at a time.

3. Multi-tasking and single-tasking operating systems: Multi-tasking allows running of more than one program at a time. The two different types of multi-tasking operating systems are pre-emptive and co-operative.

• Pre-emptive: This type of operating system divides the CPU time and dictates one slot to each program. The salaries and Linux support pre-emptive multi-tasking.
• Co-operative: In co-operative multi-tasking each program will give time to other program in defined manner. For example MS Windows prior to Windows 95 in co-operative multi-tasking.

In single-tasking only one program allowed running at a time.

4. Distributed operating system: The distributed operating system manages a group of independent computers and makes them appear in a single computer. The computers in a group work use the distributed operating system.

5. Embedded system: This type of operating systems is used in embedded computers. The embedded system deigned to operate in small machines like PDAs and it is more efficient system. The common examples of embedded operating system are Windows CE and Minix3.

Compressed Air Car Coming With 2010 Breeze

The Motor Development International (MDI) is a French based company planning to produce the world's first air-powered automobile for the U.S by 2010.

The compressed air car contains compressed-air engine technology. The compressed air engine contains high pressured air tanks with a specially adapted piston engine. The air car can go up to 70mph/120kmph. The one of the compressed air car model is “MiniCATS”. It is a three seater model. In addition, CitiCATS is another model of compressed air car and it is a six seater car.

The compressed air technologies are single energy compressed engine and dual energy compressed engine. The single energy compressed engine used in both MiniCATS and CitiCATS. The engine of the car will fill with compressed car and the engine tank will be made with carbon-fiber. The carbon-fiber reduces the car weight.

The new technologies, which are used in compressed air car, are a Pneumatic Hybrid Electric Vehicle (PHEV). The PHEV will work along with electric motor to create power source. But the compressed air cars are limited to city use only.

Few Tips for Safe Use of Steroids

Some professional athletes and body builders use steroids to improve their performance. Illegal steroid use can cause severe medical problems like hypertension, kidney problems and damage to the heart and liver. Steroid will use also increases the risk of some cancers. Health care professionals generally prescribe the use of steroids in order to treat inflammation and pain related to arthritis and lupus.

• A physician must use steroids only after the prescription. Other uses are considered as illegal, and they have more chances to cause long-term damage to the body. Steroids used by men and women will differ, as the side effects experienced in each of them is not same.
• For patients who require only one dose of steroid medication every day, it should be taken in the morning, since it is the time body usually produces the hormone.
• Single steroid must be taken at a time in recommended dosage of the drug. Overuse of steroids can decrease their performance on the medical condition for which it is being treated. Medication requirements must be adjusted from time to time.
• Other medications must be taken unless physician particularly advises them, because there are many different medications, which interact with steroids. Moreover, some medical conditions can also be troubled by the use of steroids. Using steroid medications frequently weakens the immune system.
• Consumption of omega-3 fatty acids must be increased in diet. It is very essential eat more low-fat, low-calorie and high-density foods, in order to have adequate calories every day to fulfill body's nutritional needs. The inflammatory substances of the omega-3 fatty acids present in these foods decreases chronic pain due to inflammation. This in turn, will decrease the need for prescription steroid medications.

Great Books about Drug Addiction

The authors of these books have helped to educate people on the possible dangers of substance abuse and the damage it can cause with their experiences.

1. The Basketball Diaries (Jim Carroll, Fiction), Carroll's autobiography about growing up with a heroin addiction in 1970's New York City is considered as one of the most terrifying review of hopelessness experienced by young addicts. The story also explained how a strict environment and conflict-filled home life could lead to drug addiction.
2. A Million Little Pieces (James Fry, Memoir/Fiction), initially when author Fry published many fake details of his terrifying experiences, everyone felt that the author had little chances left. But later, research into his story revealed that most of his story was true depicting lifelong battle with drug addiction.
3. Beautiful Boy: A Father's Journey Through his Son's Meth Addiction, A honest book about a father's struggle with his son who is addicted to crystal meth. It is considered as an important reading for a parent whose child is addicted to substance.
4. Go Ask Alice (Anonymous, Memoir) Even today it is considered as classic young-adult literature, which is a fictionalized memoir written in 1971 that explains story of a young teenage girl who becomes addicted to drugs. This book is used for many years as drug awareness publicity as it shows the rapid journey of a person from experimentation to full-length addiction.
5. Junkie/Junky (William S. Burroughs, Memoir), It is a 1953 masterpiece, which is popular even today for the complete description of the day-to-day life of a heroin addict. Burroughs used simple prose to explain the ups and downs of heroin addiction.

Each of the books above has casted an impact on society.

What is Sedation Dentistry?

Sedation dentistry is one that will relax and calm the patients who have pain during the dental procedures. It is useful for people having fear of visiting the dentist. In this dentistry, dentists use some medication on patients during surgeries to make them relax and comfortable because the surgery involves a lot of things to be done by the dentist which may result in a lot of pain to the patients.

Because of fear or anxiety so many patients do not want to visit the dentist despite having dental problems. This may result in severe dental problems which can be very expensive and painful later to treat.

Dentists will calm the patients during surgeries by giving a kind of drugs called sedatives that are used to make unconscious the concerned parts of the body which are required during the surgery so that the dentist can perform the surgery with in a single sitting and in a relaxed way.

Thus, we can say that sedation dentistry can be useful for the patients who feel or suffer pain and  nervousness while visiting dentist or during dental procedure.

Health Risks of gardening

There are different health risks related with gardening, ranging from physical overexertion (over exercise) and sunburn to very serious injuries caused dues to inappropriate use or maintenance of power equipment.

Power Tools and Equipment

• There is a possibility of occurrence of injury when a lawnmower slips or turns upside down on a slope or wet grass, from rocks and debris, or from clearing blocked blades when a power mower is running.
• Electric shock is a possible danger that occurs many times when operating tools with eroded cords or in wet conditions.
• Due to excessive noise produced by power garden equipment, gradual permanent hearing loss or irritation can occur.

Overexertion
Muscle strain, back injuries, and burns can occur when moving a more weight than body can manage, bending, and inappropriate use of garden tools. Performing one task for too long can cause repetitive strain injury.

Chemicals

• Pesticides (like herbicides, insecticides, fungicides and rodenticides) should always be applied with care as per the label instructions to avoid possible health problems.
• Sometimes, poisoning can occur when especially children ingest garden chemicals by chance.

Sun
Generally, if a person is Over-exposed to the sun, it can cause sunstroke, sunburn and long-term diseases like skin cancer.

Unintentional injuries

• Bulbs and seeds can sometimes cause suffocating problems for young children.
• Some plant varieties are toxic to children who try to eat them by chance.

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Behavioral signs of drug abuse

I went to my friend's home to meet him after a long time. I was shocked at his behavior. His attitude was changed. There is a lot of change in his activities and hobbies. Earlier he used to love to play games. But now, he looked very Moody, and easily got irritated. I also observed that, he is in anxious state. Earlier, he used to be among top rankers of class and very sharp at general knowledge. Now, with great difficulty he recognized me. He did not pay much attention to what I said and he suffered from forgetfulness. I was surprised when I saw, sudden anger and unfriendly behavior in him, when I asked him why is he like that. I left from there immediately.

Next day, when I met other friend, I described about the incident and his abnormal behavior. He said that, he is consuming drugs and making friendship with new people who are drug users and suddenly avoided all old friends. He said that his performance is totally degraded and not showing any interest in family and family activities. Hearing this I was astonished and came to know the behavioral signs of drug abuse.

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Applicants Are Telling Lies That You Are Not Aware Of

Applicants generally lie about their past job titles and duties, or add academic degrees that they never completed. But these days, candidates are dumping down their credentials so they don’t appear overqualified. Candidates are looking for stopgap jobs and stretching the truth in a different way.

A lot of employees who were into high-end jobs earlier are coming down the ladder just to get a steady paycheck. They’re doing that: changing job titles to look less impressive.

Candidates are also hiding degrees and other academic achievements and they say that they did not receive any calls unless they changed their qualification in their resume.

To spot this lies the interviewer need to ask probing questions during the interview and when checking references.

Many employers want to avoid hiring overqualified employees, who may not work in lower-level work and may constantly have one foot out the door.

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How to be photogenic and look beautiful in photos

There are only a few things that anyone can do to look better in photos.

1. Wear clothes with colors that suit you. Do not wear too bright or too light colors. Do not make your dress dominate your face.
2. The good thing about photographs is that you can hide certain features that you do not like. You can opt for a particular angle from where you look good. You can know your best angle by experiment using a digital camera.
3. You can hide your double chin if you have one. Make sure that the camera is a little above than the level of your eyes or you ca also place your tongue on the roof of the mouth. Lift up your neck and slightly tilt down your head this improves facial definition, hides wrinkles and flabby skin.
4. Take breath and exhale naturally. Do not hold breath otherwise, you look suffocating or tensed. Try to ignore camera. The more relaxed and comfortable you are the better picture will come out.
5. Smile with your eyes, wider open eyes and relaxed smile. Maintain your posture, sit or stand straight, makes you look healthier and happier.
6. Choose a good photographer. Professional photographers know how to make beautiful pictures. You can also try changing the lighting effects or filter effects.
7. Always look slightly above the camera when the picture is being taken.

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iPod Nano to Aid for AIDS Charity

Apple is trying to use its successful Nano iPod as a weapon to fight against AIDS. It is to seek the help of activist and rock singer Bono for this.

The program named Project Red is been run successfully by the Global Fund to treat diseases like Malaria and Tuberculosis in Africa. Now it is trying to fight AIDS too. In order to fund this program, Apple officially released the red 4GB iPod nano on the last weekend of January. It can be bought for £129. The device has a capacity to store 1,000 songs, and 25,000 photos. And with a 37mm (1.5-inch) screen, the playtime for its fully charged battery is up to 24 hours.

How is it helpful for fighting AIDS? Well, every red iPod nano you purchase, Apple will donate $10 (£5.40) to the Global Fund. And the Global Fund will use it to fight AIDS in African countries.

Why just in Africa? It is because it is only here where you find around 4,100 people die each day just with AIDS.

EU Court Voids the German and British Rules Over Paid Sick Leave

UK rules are for people who live in UK and German rules for those who live in Germany.And of you are in EU follow those rules what EU created.

A European Union court gave a judgment which almost meant this and helped many workers of European Union who lost the enjoyment of their paid leaves just because they were sick.

According to the sources, the European Union court has passed this rule in favor of workers who were denied paid leaves just because they fell sick, by their employers. It applies to all the workers of 27 nations in European Union as well as to their employers.

It said that the right to claim a paid leave cannot be eroded just because of the illness of the workers and they must be allowed to take a paid leave in some other period.

But there was a criticism on the judgment saying that this would add up to the present constraints of the employers who are already in lay off spree.

Author of Jurassic Park Died - Very Sad

Jurassic Park is wide accepted and sold book and many people also read it even today it has popularity as the one of the best one. To gain on the popularity, a movie has been made based on the book and it become huge hit. The author of the book ‘Michael Crichton’ died suddenly. He was courageous and battled against cancer, 66. He wrote several best-sellers including Jurassic Park. By profession he was a Physician and he also helped to create hit TV show “ER”.

His best-known work is Jurassic Park, capturing the DNA of dinosaurs and bringing them to life on a modern island where they run amok. He wrote many successful fictions involving microorganisms. He also received criticism for some of his scientific views.

In his 2004 novel, “State of Fear” he wrote about global warming and theories surrounding it. He was a distinctive figure of entertainment business and also interested in filmmaking, television and a trained physician. Especially for Jurassic park he received the applause from the people and many rewards for this book.

Though most of his novels were involved science in them but he also wrote books on social issues like “Rising Sun.” He won an Emmy, a Peabody, a Writers Guild American Award for “ER” and many other awards. Jurassic park was with a new concept of bringing dinosaurs back. He was married five times and had one child.

Senator Sues God - But Thrown Out Due to Lack of Address

What has come to God now? He had to use his own powers to help himself out of a law suit. Yes! A person named Ernie Chambers, who is also a senator of a state wanted to do something to help him give a lots of publicity overnight. He started praying before the God to help him reach his goal. And all of a sudden a big idea struck into his mind. It can be nothing but suing God to make him a world famous overnight. And what helped him is the law that says anybody can file a law suit against anyone. So he immediately went to a court and filed a law suit saying that God is responsible for making continuous terrorist threats, causing harm to innumerable persons, causing fearsome floods, calamitous catastrophes, famines, wars, plagues, tornadoes and so on. It was a big list of offences against God in which that senator has forgotten to include…creating him. I bet that the senator has gone to a cathedral and said sorry as well as thanks to God after his successful result of becoming world popular.

However court has thrown out the lawsuit saying that God wasn't provided properly due to unavailability of his home address.

Win $100,000 By Playing A Fantasy Game

No need to pay any fees to play this game. All you need is to face a fantasy challenge and win. Then you will be the proud owner of $100,000 fantasy money. Apart from all these fantasies, the method to play this game is fantastic. This is called as $100,000 Fantasy Challenge. This is designed by extracting features from two games. One is the standard fantasy football game (in which owners draft teams), and the other one is the salary cap fantasy games (in which owners select players constrained by a team budget). In this game, each owner selects a fantasy lineup each week, using any players from the entire NFL. Each owner can use each NFL player only once, throughout the regular season. The regular season will be around 12 weeks. The game is divided into two parts, the Regular season and the Playoff round. Top participants that qualify during the Regular Season will compete in Playoff Round for $100,000 dollars. There is also a consolation round for people who couldn’t qualify during the regular season. The consolation price is $5000. More details on the game is with the website. Meet you there.

60th Celebrations For First Digital Computer

Jun 21 is the 60th anniversary of the birth of the world's initial modern digital computer is being celebrated. It was built at the University of Manchester by the late Tom Kilburn and the late Freddie Williams, it was jokingly dubbed "The Baby" weighing in at one ton and filling an entire lab at the institute. But that Baby changed the world and was the predecessor of modern computers, iPods, mobile phones, the internet, and all the other gadgets we take for settled today. The Small Scale Experimental Machine (SSEM), its proper title, in reality executed its first program at 11am on June 21 1948 - 60 years to the day on Saturday, but Digital 60 Day is being celebrated at Manchester University on Friday.

At that moment number of special events is taking place, including a video link with the Museum of Science and Industry (MOSI) in Manchester complete with live expression of the Baby replica housed there, plus a Computer Science magic show. And hundreds of school pupils from across the UK will arrive on campus to see the winners of the UK Schools Computer Animation Competition announced. The winning animations will be shown at a special festival at the University. An awards ceremony and drinks reception later will see the surviving pioneers from the Baby design and development team each awarded The University of Manchester's Medal of Honour. The ceremony will be followed by the inaugural Kilburn Lecture, delivered by Professor Steve Furber CBE from The School of Computer Science on the topic of The Relentless March of the Microchip.

Mechanisms and controls Of Corporate governance

Corporate governance mechanisms and controls are designed to decrease the inefficiencies that arise from moral hazard and unfavorable selection. For example, to monitor managers' behavior, an independent third party attests the accurateness of information provided by management to investors. An ideal control system should regulate both motivation and capability.
Internal corporate governance controls: Internal corporate governance controls monitor activities and then take corrective action to achieve organizational goals.

• Monitoring by the board of directors: The board of directors, with its legal authority to hire, fire and compensate top management, safeguards invested capital. Regular board meetings allow possible problems to be identified, discussed and avoided. Whilst non-executive directors are thinking to be more independent, they may not always result in more efficient corporate governance and may not boost performance. Different board structures are optimal for different firms. Moreover, the ability of the board to monitor the firm's executives is a function of its access to information. Executive directors have superior knowledge of the decision-making process and therefore assess top management on the basis of the quality of its decisions that lead to financial performance outcomes, ex ante. It could be argued, therefore, that executive directors look beyond the financial criteria.
• Remuneration: Performance-based remuneration is intended to relate some proportion of salary to individual performance. It may be in the form of cash or non-cash payments such as shares and share options, superannuation or other benefits. Such incentive schemes, however, are reactive in the sense that they offer no mechanism for preventing mistakes or opportunistic behavior, and can elicit myopic behavior.

External corporate governance controls: External corporate governance controls encompass the controls external stakeholders exercise over the organization.

• demand for and assessment of performance
• debt covenants
• government regulations
• media pressure
• takeovers
• competition
• managerial labor market
• telephone tapping

Effectiveness Of Online Classified Advertising

Nowadays many marketing professionals are used to major marketing campaigns. So many Internet advertising agency are using from full page ads to online micro-sties, integrated marketing approaches can burn through your budget very quickly. With advances in online marketing, effective campaigns don't have to break the bank. Online classified advertising is an enormous way to promote your product or service almost for free. With well-liked online classified websites like Craig list and USfreeads this type of advertising is little cost and also even large sites like Yahoo now offer their very own version of online classified ads. So because of these internet classifieds more consumers are finding what they need quickly and easily online. So whenever you are going to develop online classified ads you need to remember following important things.

• Use a basic description of your product. With a mainly text-based environment, it's important to highlight key features and a compelling disparity for your product. Make sure to set your product/service apart from others in your description.
• Create an offer. Whether giving a coupon or a free download, an offer can move prediction to purchase. Consider a sole offer that will allow you to attract the success of your online ad.
• Make contact. Don't hide your call to action or contact information at the bottom of your classified ad. Most folks won't page down to the bottom of your listing. Be certain that this information appears at both the top and bottom of our ad.
• Post your ad to multiple boards. You may get very different response rates from the same ad placed on different classified ad websites. As an effect, you should post your advertisement to a diversity of sites to determine which site generates the best return.
• Split Test. Very dissimilar ads and offers can receive different results. Consider uploading multiple ad versions in order to confirm your top performing ad.
• Manage prospects. Classified ads aren't infamous for generating a large return. Where classified advertising comes into play is with scale. If you can generate a profit using classified advertising, then you want to repeat the model across multiple job boards. Doing so will maximize returns.

So use these online classified advertising to increase your revenue. At this time many Professional SEO companies are offering these services at reasonable price so select best one and enjoy the profits.

United States Congressional committee

The congressional committee is a legislative secondary-organization in the congress of the United States which handles a specific duty. Committee membership enables members to develop specialized knowledge of the matters under their jurisdiction. As "little legislatures," committees monitor on-going governmental operations, identify issues suitable for legislative review, gather and evaluate information; and recommend courses of action to their parent body. The congress divides its legislature, inadvertency, and administrative intern charges among roughly 200 committees and sub-committees. In assigned sectors, these functional sub-units collect information; compare and evaluate the legislative solutions of replacement; identify the problems of policy and propose the solutions; choose, determine, and report measures for full chamber consideration; monitor executive branch performance (oversight); and investigate allegations of wrongdoing.

More than last century and a half, the increasing autonomy of the committees reduced the power of each congressional room like unit. This centrifugal dispersion of power, undoubtedly, was weakened the Legislative Branch relative to the other branches of the Federal government, i.e. the Executive Branch, the courts, and the system of government. In his oft cited, History of the House of Representatives, written in 1961, the American scholar, George B. Galloway (1898-1967) said of the Congress: "In practice, Congress functions not as a unified institution, but as a collection of semi-autonomous committees that seldom act in unison." Galloway went on to cite committee autonomy as a factor interfering with the adoption of a coherent legislative program. De facto autonomy remains a characteristic feature of the committee system in Congress today.

Construction Bidding

Construction bidding is the process of submitting a proposal to carry out a described residential or commercial construction project for an agreed price. Bidding can occur at the construction manager, general contractor or subcontractor level. Bids by contractors for the total cost of construction are submitted to a project owner or developer who then makes decisions based on price, contractor qualifications, and other factors.

Types of Project Delivery
The most common methods of construction project delivery include design-bid-build, the design-build (DB), the Construction Manager as Constructor approach and a Negotiated Approach. Each of these methods have advantages and disadvantages and all can be used to successfully plan, design and undertake a given construction project.

Design-bid-buildThe design-bid-build method is the most common construction delivery method. This process begins with an owner selecting an architect to prepare construction documents. In most cases, the architect will release these construction documents publicly, or to a select group of general contractors, who will then place a bid on the project, which reflects what they believe cost of construction will total. This bid is inclusive of a multitude of subcontractor bids for each specific trade. The general contractor’s fee is generally built into the bid cost. Most government contracts are bid competitively using this method.

Design-buildOwners employing the design-build construction method combine the services of a general contractor and an architect. These firms work directly with the project owner to design the project and produce construction documents. The Design-Builders then act as general contractors and oversee construction while also conducting the bidding process to select subcontractors.

Construction Manager as ConstructorUnder this delivery method, a construction manager is hired prior to the completion of the design phase to act as a project coordinator and general contractor. Unlike the DBB method, a construction manager is hired during the design phase, which allows the construction manager to work directly with the architect and circumvent any potential design issues before completion of the construction documents. After documents are completed, the construction manager accepts bids for the various divisions of work from subcontractors or general contractors.

NegotiatedThis delivery method is similar to the Design-Bid-Build method in that different firms perform design and construction. Unlike the design-bid-build approach, a general contractor and an architect are selected at the project’s inception. These firms work together throughout the design phase. When design documents are complete, the final construction costs are negotiated by the general contractor through bids from subcontractors on various scopes of work.

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What kinds of dogs do well in apartments?

If you want a dog in your denver apartment, it is up to you to do your research to find the breed that fits into your lifestyle and in your apartment. If you are an active person, you jog, you hike, and you are committed to running your dog exhausted when he needs it, and take the time to properly socialize your dog, then you are right for several breeds of dog, and can pretty much choose however you like. If you are a person of limited activity, and are unable to go for walks four times daily, and want a more laid-back furry buddy, then you'll want to look into dogs who are less-active as a breed. There's no such thing as a dog that needs no exercise, there's only degrees of a significant amount. Of course, if you live in a small apartment, choose wisely, and get the dog to fit you.
What kind of dogs does well in apartments? Any dog, regardless of breed, regardless of size, will do just as well in an apartment, as it would in a house with an acreage. It's the dog's owner who will be the factor in a dog's well being in any type of living situation. How dedicated he is, how active he is, and how vigilant in maintaining a good neighbor status with his dog.

A dog needs an Exercise
Every dog, no matter what breed or size, needs exercise. And no matter how big a house, he should not be getting his exercise in the house anyway! If your dog's primary source of exercise consists of running around the house or yard, then you should be re-evaluating why you wanted a dog in the first place. Every single dog needs to be walked; every single dog needs to play outside. So take your pet outside twice or thrice for the refreshment.

A dog should be a Good Neighbor Canine
Likewise for exercise, every dog should have at least basic obedience training to avoid nuisance barking, and unwanted behaviors. A dog is a dog, and you can't, nor should you train the dog out of a dog. A well-behaved animal is essential no matter where you live.

Check with your Landlord
You always want to check with your landlord before purchasing or adopting a dog. Some dallas tx apartment do not allow dogs at all, no matter what the location or size. This is often because of destruction of property issues. Other apartments do allow dogs. Some will charge what is called a "pet rent," and may require a deposit for your pet as well. Be sure to check on all of these things before bringing a new dog into your apartment life.

Breed Restrictions
After you have checked with your landlord and they do allow pets, make sure to check for breed restrictions. Some apartments will have restrictions on what breeds you can have. These are often breeds that can be considered aggressive or protective. Most establishments will have a detailed list of the dog breeds they do not allow on the premises.

Pros and Cons of Debt financing

Debt is borrowing money from an outside source with the promise to return the principal, in addition to an agreed-upon level of interest. In finance, debt is also referred to as “leverage.” The most popular source for debt financing is the bank, but debt can also be issued by a private company or even a friend or family member.
Advantages to Debt Financing
Maintain ownership: When you borrow from the bank or another lender, you are obligated to make the agreed-upon payments on time. But that is the end of your obligation to the lender. You can choose to run your business however you choose without outside interference.
Tax deductions: This is a huge attraction for debt financing. In most cases, the principal and interest payments on a business loan are classified as business expenses, and thus can be deducted from your business income taxes. It helps to think of the government as a “partner” in your business, with a 30 percent ownership stake. If you can cut the government out of the equation, then it’s beneficial to your business.
Lower interest rate: Furthermore, you should analyze the impact of tax deductions on the bank interest rate. If the bank is charging you 10 percent for your loan, and the government taxes you at 30 percent, then there is an advantage to taking a loan you can deduct. After your tax deductions, you’ll be paying the equivalent of a 7 percent interest rate.
Drawbacks to Debt Financing
Repayment: As mentioned above, your sole obligation to the lender is to make your payments. Unfortunately even if your business fails, you will still have to make these payments. And if you are forced into bankruptcy, your lenders will have claim to repayment before any equity investors.
High rates: Even after calculating the discounted interest rate from your tax deductions, as explained above, you may still be faced with a high interest rate. Interest rates will vary with macroeconomic conditions, your history with the banks, your business credit rating and your personal credit history
Impacts your credit rating: It might seem attractive to keep bringing on debt when your firm needs money, a practice knowing as “levering up,” but each loan will be noted on your credit rating. And the more you borrow, the higher the risk to the lender, and the higher interest rate you’ll pay.
Cash and collateral: Even if you plan to use the loan to invest in an important asset, you’ll need to make sure your business will be generating sufficient cash flows by the time loan repayment starts. Also you’ll likely be asked to put up collateral on the loan in case you default on your payments.

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What is it that teens need to learn to be a safe driver?

My son had got the age of 16 years and showed interest on driving. So I followed some general rules on teen driver training which would help him to be a successful driver. And we hired a driving instructor. What the teens and their driver’s education professional will need to emphasize during their process of learning to drive? Students or candidates must and should complete six hours of practice with a trained instructor on actual roads and attain learners permit and it must be for nine months to become a successful teen driver. The instructor followed certain aspects as he is teaching to a new driver. Firstly, he checked the condition of vehicle: the mirrors, seat belts, tire and inspection, brakes, fuel, Dashboard warning lights etc., Then the instructor showed the teen about how the vehicle works, how to start and stop etc, later on he showed the teen about how to control the car, safe turns, shifting gears, signaling to the other drivers avoiding distractions and then parking the vehicle. Lastly, prohibit your child in using cell phone, eating, drinking and other distractions while driving. And should keep clean driving record. All these can be helpful and make even your teen to drive the vehicle safely.